turtlecanoe85

How to Document a Motor Vehicle Claim A motor vehicle claim is the process of filing a report with your insurance company after an accident. This report lets them assess your insurance coverage and determine the amount they will pay for any damages. You should make your claim as fast as possible following the accident. Make sure you have an official copy of the police report as well as your insurance card or declarations page. What do you do after an accident Make videos and photos from different angles immediately after an accident to record the incident. The scene could change quickly witnesses may leave and evidence could disappear. If you are able, take note of the names of drivers telephone numbers, addresses, and insurance information. Also keep track of the year, model and make of each vehicle and any other important information such as damage and license plate numbers. Asking each driver whether they were wearing seatbelts and whether there were any passengers riding on the road, and identifying their gender and age is also useful. Often, injuries in motor vehicle accidents are not obvious until a day or two after the crash. This is why it's vital to seek medical attention immediately, even if you do not think you've suffered any injuries. If you are able to, move the vehicle away from traffic in order to avoid further damage or injury. Also install flares or reflective emergency triangles in order to deter other drivers from hitting them. Be sure to notify the police if you are able to. Even if the incident appears minor, it's important to report it to the police. The other driver may later claim that the accident never occurred and their insurance provider might not pay your claim. Getting Started A claim is a process in that you inform your insurer of a loss, and ask them for it. This can include paying for damages to a vehicle or a medical expense due to an accident. Be sure to gather all the relevant information prior to filing your claim. This includes contact information for each person who was involved, receipts of any damaged personal property and any medical bills. Also, you should have an exact copy of the accident report as well as photographs of any damages. Your insurer will assign an adjuster for your case who will be the claim's steward. They will examine all the information you gave them immediately following the accident, and conduct their own investigation. This will allow them to determine the root of the accident as well as who was responsible. After they have a complete understanding of what happened the adjuster will examine the damage to your vehicle. You may either be present during the inspection, or you can give them an estimate of repairs from local contractors or auto shops. If the insurance company is of the opinion that the damage to your car is too costly to fix they will send you an invoice for the value of your car. This will let you purchase a replacement or use it to cover the remaining loan or lease payment. If you make a claim, your insurance rates could rise. Do everything you can to prove that the accident wasn't your fault. Documenting the incident If you're involved in a crash, capturing the incident is critical. Insurance companies will look for evidence to support claims made by you or other people. Evidence that is documented and collected could make or break the majority of cases. It doesn't matter if it's photos of the scene of the accident as well as witness statements, or medical records that demonstrate consistent treatment, it's crucial to have all of this information. Write down the license number and details of the other driver at the time of the collision. Take down the names and contact information of witnesses. If you can take photographs or draw a diagram that shows the scene of the accident. This will help you to know what transpired on the scene and what caused the accident. motor vehicle accident law firm gastonia should also contain details about the incident. This includes the location, the direction of travel and any relevant landmarks. Include an explanation of the injuries that were suffered. It is also important to note the extent of any damage that occurred and the way it was caused. It is important to document the incident as memories may fade over time, and stories may change. It's the best way to be able to tell the truth. Even if you are at fault, having the facts documented can help in determining how much liability, if any, should be given to you. Get Assistance Contact your insurance company as soon as you can after the police report has been filed. Many insurance companies now allow you to make a claim through your tablet or phone. It's also a good idea to get a check from your insurance company to determine the value of your vehicle. This can be helpful in the event that your vehicle is “totaled” and you are planning to purchase a new one. If you're still carrying a loan on your current vehicle and it is paid off, it will pay the balance and/or reduce your monthly payment. Your representative will ask a series of questions and will send you a document to fill out. It is important to provide accurate information and be honest at all times. If you are found not to have given accurate information, it may be detrimental to your case. If you have been injured by accident, make an appointment with your doctor as soon as possible. This will ensure that broken bones are properly set and that any other injuries are recorded. By visiting your doctor as soon as you can you can ensure that your medical expenses are covered under accident-related no-fault benefits. You'll need to file a lawsuit when your insurance company denies your no-fault claim, or if you intend to pursue damages for pain and suffering, or other damages. It is best to hire an experienced attorney on your side should you decide to pursue this.